Written by Steven Crews, MyMortgageBroker.com
As of September 2, 2019, the federal government’s home buyer’s incentive has begun. I think that this is a fantastic program that every first-time home buyer should consider. Let’s see how it works.
What is the home buyer’s incentive?
The first-time home buyer’s incentive program is a government shared equity program run through CMHC where you receive money in the amount of 5% or 10% of your purchase price. The money you receive is given with no interest to pay. It’s set up as a 25-year term and repayment is required when you sell or at the end of the 25-year term, which ever comes first.
A strong yet simple style that has been popular since its birth is the midcentury style. Today, we add our modern lifestyle to it while maintaining our hold on the timeless beauty of the midcentury design. With simple and clean lines used throughout the architecture and the accessorizing of the building, there are a few other key components to achieving a midcentury modern home.
You love the clean and sleek look of your friend’s contemporary home. To you, it’s everything you dreamed of having. The natural light is filtering in, creating a warm and familiar vibe while the lack of unnecessary objects make the room feel uncluttered. It’s peaceful. This would be exactly how you would redecorate your home, so why don’t you? Here are some of the essentials to achieving your own contemporary home. Continue reading →
Last week, we talked about how to give your home that rustic vibe with a few simple suggestions. It brings in the natural environment of the outdoors into your home. For some, that style is perfect, but for others, it doesn’t quite resonate with them. Some like that rustic feeling where that welcomes the outdoors, but it just didn’t feel warm. If this is how you feel about a rustic style, consider a farmhouse style. If your house already has a modern design to it, adding a hint of farmhouse would bring in that warm and pleasant vibe you’re searching for; here is how. Continue reading →
How do I even begin to describe what it’s like to live in the city? From living close to everything, to the energetic atmosphere, to the sudden midnight hush that falls over the city, there is so much beauty I could share. Ultimately, it depends on whether you’re a city person like me. As in any living situation, there are pros and cons. However, if your heart has always been connected to the excitement of the city, then the pros will outweigh the cons and some of the cons just won’t seem that bad. Continue reading →
You may be lucky and have space between you and your neighbour’s house, but never forget that sound travels. It doesn’t matter whether you are renovating your small apartment or your mansion, whether it’s the whole house or just the guest bathroom, you want to ensure you’re respecting your neighbours. There are certain unspoken rules to being neighbourly during renovations. Too often do people forget about those around them, and neighbours can be too kind to say something. Continue reading →